So what have the dot2dot team been up to? Click to read the articles below.
Earlier this year WH Smith, Marks & Spencer and Argos were among a string of companies named for failing to pay the national minimum wage. It appears the main reason for this was a misinterpretation of the rules regarding uniforms. We asked Stephensons to outline the problems employers can encounter regarding the minimum wage and…
Continue reading "National Minimum Wage"All nurseries are experiencing an increased number of SEND and differently-abled children already attending and also applying for places in mainstream settings. We therefore, decided to speak with our friends at Stephensons Solicitors to give some insight into the potential risk around disability discrimination law. Do you and your team know enough about disability discrimination…
Continue reading "Disability Discrimination – What you need to know"
Understanding Leases & Insurance A client recently approached us with a specific question on what insurance is needed when investing in a newly leased building. The business was about to incur costs of around £500,000 to fit-out their premises, as a new state-of-the-art childcare setting, they needed a better understanding of leases and insurance. The…
Continue reading "Leases & Insurance – Who insures what?"
Introduction to Material Facts & The Market Over the last couple of years, insurers have moved away from 20 years of “soft market” conditions where we saw low rates, high limits of indemnity and flexible policy wordings with substantial extensions and wider benefits. We are currently in a “hard” insurance market where insurers are no…
Continue reading "Material Facts – What You Must Tell Your Insurer"
We have recently had updates from insurers following the changes to the Highway Code earlier this year. These changes included how we better protect vulnerable road users and further restrictions on the use of devices when driving a vehicle. Insurers have been researching road use and driver behaviour and have found that post-pandemic, with a number of…
Continue reading "Changes to the Highway Code"
In last month’s Nursery Management Today magazine our Associate Director, Jenny Hyde looks at Directors and Officers Run-Off Insurance and explains why it is an important consideration in the sale of your business. Merger & Acquisition (M&A) activity is particularly buoyant in the childcare market, as we move through 2022. There is understandably a lot…
Continue reading "Directors & Officers Liability Run-Off and its Importance During Acquisitions"
Like us, we are sure you are looking at ways to celebrate and commemorate the Queen’s Jubilee next month. As you know the dot2dot nursery insurance policy has a wide business description, which allows you to undertake and attend different activities with the children in your care. Cover is included for: Days out to zoos,…
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In this month’s Nursery Management Today magazine our Associate Director, Jenny Hyde looks at the benefits to your nursery of having a Management Liability Policy and what is a management liability policy? In the past 24 months, you and your management team will have made many pressured decisions effecting your colleagues, customers, suppliers and other…
Continue reading "The Value of a Management Liability Policy"
A Management Liability policy is a comprehensive form of insurance that exists to cover alleged wrongdoing, directed at the company as a whole or its’ individual Owners, Directors or Managers. In the past 24 months, you and your management team will have made many pressured decisions effecting your colleagues, customers, suppliers and other stakeholders in…
Continue reading "The Value of a Management Liability Policy"
In the latest HR Blog from Stephensons the team consider the question “Can I dismiss a member of staff who refuses to be vaccinated against Covid-19?” From 11 November 2021, it became compulsory for those working or volunteering in a care home in England to be fully vaccinated against Covid-19, unless exempt. Those who are…
Continue reading "Can I dismiss a member of staff who refuses to be vaccinated against Covid-19?"