The risks of underinsurance Three years ago we started working with a new partner who conducts Building Reinstatement Cost Assessments on properties. To date, we have had over 550 valuations completed on client’s properties. 64% of these properties had a level of underinsurance. Under the Insurance Act 2015, it is a policyholder’s responsibility to provide…
Continue reading "Underinsurance the Ticking Time Bomb 2024 Update"
Do you know the difference between vishing and phishing? Would your team be able to spot a Social Engineering scam? In the last few months, we have seen several successful cyber attacks on Early Years. From nursery owners receiving calls from “HMRC” requesting immediate payment of an overdue debt. To criminals infiltrating email accounts and…
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We are often asked ‘ How long should I keep this document/ cctv footage for?’ We understand that nurseries create a vast array of paperwork during the course of looking after the children in their care. Completing the correct documentation is a necessary part of nursery life both to comply with the sectors regulatory bodies…
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Background – The Equality Act 2010 The Equality Act 2010 legally protects people from discrimination, by ensuring that unfair treatment on the grounds of certain personal characteristics, such as disability, is against the law in almost all cases. The protected characteristics are: age gender reassignment being married or in a civil partnership being pregnant or…
Continue reading "Obligations of Nursery and Childcare Providers and complying with the Equality Act 2010"All nurseries are experiencing an increased number of SEND and differently-abled children already attending and also applying for places in mainstream settings. We therefore, decided to speak with our friends at Stephensons Solicitors to give some insight into the potential risk around disability discrimination law. Do you and your team know enough about disability discrimination…
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Introduction to Material Facts & The Market Over the last couple of years, insurers have moved away from 20 years of “soft market” conditions where we saw low rates, high limits of indemnity and flexible policy wordings with substantial extensions and wider benefits. We are currently in a “hard” insurance market where insurers are no…
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Like us, we are sure you are looking at ways to celebrate and commemorate the Queen’s Jubilee next month. As you know the dot2dot nursery insurance policy has a wide business description, which allows you to undertake and attend different activities with the children in your care. Cover is included for: Days out to zoos,…
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In this month’s Nursery Management Today magazine our Associate Director, Jenny Hyde looks at the benefits to your nursery of having a Management Liability Policy and what is a management liability policy? In the past 24 months, you and your management team will have made many pressured decisions effecting your colleagues, customers, suppliers and other…
Continue reading "The Value of a Management Liability Policy"Jackie Hyde advises ways that day nursery owners can check if their business has adequate cover against loss. It may surprise you to be told that a large percentage of day nurseries in this country aren’t adequately protected by their existing insurance arrangements. I have more than 10 years of experience of working with the day…
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As April is Stress Awareness Month, we spoke to our strategic partner myHappymind about mental health in the sector for both staff and children. Below is a message from My Happy Mind founder Laura, who has a special offer for dot2dot clients. If you haven’t heard of myHappymind before, they are a dot2dot partner who…
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