Underinsurance the Ticking Time Bomb 2024 Update

The risks of underinsurance Three years ago we started working with a new partner who conducts Building Reinstatement Cost Assessments on properties. To date, we have had over 550 valuations completed on client’s properties. 64% of these properties had a level of underinsurance. Under the Insurance Act 2015, it is a policyholder’s responsibility to provide…

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Autumn employment law changes and what is on the horizon following the King’s Speech?

It is often said that change is the only certainty in employment law and over the past year, we have seen a number of amendments to legislation designed to better protect the rights of workers. In April, we saw the introduction of changes to flexible working rules and the process through which employees can request…

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Understanding Social Engineering Fraud?

Do you know the difference between vishing and phishing? Would your team be able to spot a Social Engineering scam? In the last few months, we have seen several successful cyber attacks on Early Years. From nursery owners receiving calls from “HMRC” requesting immediate payment of an overdue debt. To criminals infiltrating email accounts and…

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How long should you keep key documents/cctv for?

We are often asked ‘ How long should I keep this document/ cctv footage for?’ We understand that nurseries create a vast array of paperwork during the course of looking after the children in their care. Completing the correct documentation is a necessary part of nursery life both to comply with the sectors regulatory bodies…

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Obligations of Nursery and Childcare Providers and complying with the Equality Act 2010

Background – The Equality Act 2010 The Equality Act 2010 legally protects people from discrimination, by ensuring that unfair treatment on the grounds of certain personal characteristics, such as disability, is against the law in almost all cases. The protected characteristics are: age gender reassignment being married or in a civil partnership being pregnant or…

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Look After Your Business with Best Practice Debt Recovery

Having a robust and efficient credit control system is crucial in keeping debts to a minimum. When looking at debt recovery, it is good practice to have an experienced credit controller, or where perhaps that is an unaffordable expense, an internal “point of contact” who deals with debtors is a good place to start. Below…

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National Minimum Wage

Earlier this year WH Smith, Marks & Spencer and Argos were among a string of companies named for failing to pay the national minimum wage.  It appears the main reason for this was a misinterpretation of the rules regarding uniforms. We asked Stephensons to outline the problems employers can encounter regarding the minimum wage and…

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Disability Discrimination – What you need to know

All nurseries are experiencing an increased number of SEND and differently-abled children already attending and also applying for places in mainstream settings. We therefore, decided to speak with our friends at Stephensons Solicitors to give some insight into the potential risk around disability discrimination law. Do you and your team know enough about disability discrimination…

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