Obligations of Nursery and Childcare Providers and complying with the Equality Act 2010

Background – The Equality Act 2010 The Equality Act 2010 legally protects people from discrimination, by ensuring that unfair treatment on the grounds of certain personal characteristics, such as disability, is against the law in almost all cases. The protected characteristics are: age gender reassignment being married or in a civil partnership being pregnant or…

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Look After Your Business with Best Practice Debt Recovery

Having a robust and efficient credit control system is crucial in keeping debts to a minimum. When looking at debt recovery, it is good practice to have an experienced credit controller, or where perhaps that is an unaffordable expense, an internal “point of contact” who deals with debtors is a good place to start. Below…

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National Minimum Wage

Earlier this year WH Smith, Marks & Spencer and Argos were among a string of companies named for failing to pay the national minimum wage.  It appears the main reason for this was a misinterpretation of the rules regarding uniforms. We asked Stephensons to outline the problems employers can encounter regarding the minimum wage and…

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Disability Discrimination – What you need to know

All nurseries are experiencing an increased number of SEND and differently-abled children already attending and also applying for places in mainstream settings. We therefore, decided to speak with our friends at Stephensons Solicitors to give some insight into the potential risk around disability discrimination law. Do you and your team know enough about disability discrimination…

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Leases & Insurance – Who insures what?

Understanding Leases & Insurance A client recently approached us with a specific question on what insurance is needed when investing in a newly leased building. The business was about to incur costs of around £500,000 to fit-out their premises, as a new state-of-the-art childcare setting, they needed a better understanding of leases and insurance. The…

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Material Facts – What You Must Tell Your Insurer

Introduction to Material Facts & The Market Over the last couple of years, insurers have moved away from 20 years of “soft market” conditions where we saw low rates, high limits of indemnity and flexible policy wordings with substantial extensions and wider benefits. We are currently in a “hard” insurance market where insurers are no…

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Changes to the Highway Code

We have recently had updates from insurers following the changes to the Highway Code earlier this year. These changes included how we better protect vulnerable road users and further restrictions on the use of devices when driving a vehicle. Insurers have been researching road use and driver behaviour and have found that post-pandemic, with a number of…

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Directors & Officers Liability Run-Off and its Importance During Acquisitions

In last month’s Nursery Management Today magazine our Associate Director, Jenny Hyde looks at Directors and Officers Run-Off Insurance and explains why it is an important consideration in the sale of your business. Merger & Acquisition (M&A) activity is particularly buoyant in the childcare market, as we move through 2022. There is understandably a lot…

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Celebrating the Queen’s Jubilee at Nursery?

Like us, we are sure you are looking at ways to celebrate and commemorate the Queen’s Jubilee next month. As you know the dot2dot nursery insurance policy has a wide business description, which allows you to undertake and attend different activities with the children in your care. Cover is included for: Days out to zoos,…

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