Nursery Insurance Made Simple Running a nursery is hugely rewarding, but it comes with lots of responsibilities. Keeping children safe, supporting your staff and looking after your premises, equipment and data can feel like a full-time job. Then you have lots of different insurance policies on top of that? It can quickly become overwhelming. That’s…
Continue reading "One Policy, One Partner"Our latest news
So what have the dot2dot team been up to? Click to read the articles below.
Challenges of insurance alongside lease obligations
Often in the event of claim insurers request a copy of your lease. This is when your legal obligations in respect of what insurance you should have arranged are appreciated. However, this can sometimes be too late, resulting the insurer not being able to make a full settlement. So what should you know, when you…
Continue reading "Challenges of insurance alongside lease obligations"Material Facts – What you need to know about your fellow directors
Do you know enough about your fellow directors? If you do not accurately disclose your fellow Directors’ financial, personal, and previous business history to your insurers, then this could have a significantly impact on your business. If you don’t tell your insurer key details about you and your Co-Directors, they may invalidate your insurance policy…
Continue reading "Material Facts – What you need to know about your fellow directors"Underinsurance the Ticking Time Bomb 2024 Update
The risks of underinsurance Three years ago we started working with a new partner who conducts Building Reinstatement Cost Assessments on properties. To date, we have had over 550 valuations completed on client’s properties. 64% of these properties had a level of underinsurance. Under the Insurance Act 2015, it is a policyholder’s responsibility to provide…
Continue reading "Underinsurance the Ticking Time Bomb 2024 Update"Autumn employment law changes and what is on the horizon following the King’s Speech?
It is often said that change is the only certainty in employment law and over the past year, we have seen a number of amendments to legislation designed to better protect the rights of workers. In April, we saw the introduction of changes to flexible working rules and the process through which employees can request…
Continue reading "Autumn employment law changes and what is on the horizon following the King’s Speech?"Understanding Social Engineering Fraud?
Do you know the difference between vishing and phishing? Would your team be able to spot a Social Engineering scam? In the last few months, we have seen several successful cyber attacks on Early Years. From nursery owners receiving calls from “HMRC” requesting immediate payment of an overdue debt. To criminals infiltrating email accounts and…
Continue reading "Understanding Social Engineering Fraud?"How long should you keep key documents/cctv for?
We are often asked ‘ How long should I keep this document/ cctv footage for?’ We understand that nurseries create a vast array of paperwork during the course of looking after the children in their care. Completing the correct documentation is a necessary part of nursery life both to comply with the sectors regulatory bodies…
Continue reading "How long should you keep key documents/cctv for?"Challenging an Ofsted Inspection: What is the Process?
Following on from OFSTED announcement last month about changes to their complaints process. We asked Chloe Parish Regulatory solicitor at Stephensons to outline what this means for nurseries.
Continue reading "Challenging an Ofsted Inspection: What is the Process?"Understanding SEND in Early Years
A meeting with an owner of a small nursery group 15 months ago, raised serious concerns regarding the challenges Early Years settings face. This client advised she had 38 children at one of her nurseries and 19 children had complex additional needs. This was already a major issue to the operation of the nursery and…
Continue reading "Understanding SEND in Early Years"Obligations of Nursery and Childcare Providers and complying with the Equality Act 2010
Background – The Equality Act 2010 The Equality Act 2010 legally protects people from discrimination, by ensuring that unfair treatment on the grounds of certain personal characteristics, such as disability, is against the law in almost all cases. The protected characteristics are: age gender reassignment being married or in a civil partnership being pregnant or…
Continue reading "Obligations of Nursery and Childcare Providers and complying with the Equality Act 2010"