The winter months are always a concern to businesses particularly when roads and pathways become hazardous. We thought it would be helpful if we shared our experience of claims we have faced and the practical tips for protecting your nursery.
Over a number of years we have managed claims relating to either employees or parents slipping on icy paths. Everyone is aware that poor weather conditions will arrive at some stage in the year therefore a nursery has a duty to assess this foreseeable risk. Accidents are not always avoidable but the insurers decision regarding whether the nursery is liable revolves around the quality of documentation available after the event.